@article{SMBlog:2014-02-05,
	author = {Steven M. Bellovin},
	title = {Why the {US} Doesn't have Chip-and-{PIN} Credit Cards Yet},
	date = {2014-02-05},
	year = {2014},
	month = {February 5,},
	journal = {SMBlog: Steve Bellovin's Blog (blog)},
	url = {https://www.cs.columbia.edu/~smb/blog/2014-02/2014-02-05.html},
}